Drunk driving accidents can lead to severe losses, including doctor bills, lost income, and other costs. If you’ve been in a drunk driving accident, you might wonder, does car insurance cover DUI accidents? Auto insurance typically covers drunk driving accidents, but the drunk driver’s insurance may not be enough to cover all the damages you’ve suffered.
When someone crashes while drunk or on drugs, they can be held accountable for the damage. Their car insurance will typically cover the victim’s claim, even if they were impaired. Having an experienced and aggressive drunk driving accident lawyer from Marquis Law Group can help you secure fair compensation from all responsible parties involved in your injuries.
If you or a loved one has been injured in a drunk driving accident in Leesburg, VA, contact Marquis Law Group today. We are dedicated to getting you the justice you deserve.
Will Insurance Cover Drunk Driving Accidents?
Car insurance generally covers DUI accidents, but coverage can vary depending on the insurer and accident details. Most insurance policies include provisions for accidents caused by driving under the influence. Still, check your policy and clarify your coverage with your insurance company.
According to the Virginia DMV, in 2019, 32% of all fatal motor vehicle crashes in Virginia involved drunk driving. Also, one out of every six drivers is likely to be in an alcohol-related crash at some point in their lifetime.
These accidents cause substantial financial losses. To avoid these, Virginia law requires every vehicle in operation to have a valid insurance policy.
As per the Code of Virginia, car insurance must have at least:
- $30,000 for the death or injury of one person
- $60,000 for the death or injury of two or more people
- $20,000 for property damage
You can buy extra coverage if you want. However, the minimum required coverage will increase in January 2025.
How to File a Claim Against a Drunk Driver's Car Insurance
If you’ve been in a drunk driving accident, it’s crucial to speak with a skilled and successful attorney to guide you through the claims process. The team at Marquis Law Group will investigate your case thoroughly and identify all parties that might be liable for your losses.
The drunk driver’s insurance might offer to settle the case quickly, especially if the driver has already been convicted in criminal court. However, suppose you have severe injuries that cause long-term pain and suffering. In that case, the driver’s insurance may not be enough to compensate you fully.
In such cases, we will explore all possible compensation options. For example, suppose the drunk driver was over-served alcohol at a bar or restaurant. In that case, we can hold that establishment accountable. We will also check your insurance policy for coverage; examples include coverage for drivers with little or no insurance.
No matter the situation, we will fight aggressively for the compensation you deserve.
Injured by a Drunk Driver? Contact Us for Justice Today!
Does car insurance cover drunk driving accidents? It likely does. Call Marquis Law Group at (703) 777-6161 for a free consultation and to discuss your case.
At Marquis Law Group, we are committed to securing fair and just compensation for all our clients.
